reddit · SideProject · 10-06 13:50 53 分 ← 返回列表

I got tired of splitting expenses in a spreadsheet, so I built an app with no accounts and no server

I used to track shared costs with friends and family in an Excel sheet. It worked, but keeping it updated and working out who owed whom was a chore, and it was never in sync for everyone. So I built Split Expenses for iPhone. The twist compared to Splitwise or Tricount: there's no signup and no backend. Sheets are shared with a link and sync through each person's own iCloud, so I don't have your data at all. What it does today: Shared sheets, live balances, and "who pays whom" with

五维评分

付费意愿

需求真实度

个人可落地

竞争空间

新鲜度

AI 分析

痛点：与朋友/家人分摊费用时，Excel 表格难以同步、更新繁琐，还要手动计算谁欠谁。

目标用户：经常与朋友、家人、室友共同消费并需要分账的 iPhone 用户，尤其是注重隐私、不想注册账号的人。

证据：I used to track shared costs with friends and family in an Excel sheet. It worked, but keeping it updated and working out who owed whom was a chore, and it was never in sync for everyone. ... I'm working on an optional one-time Pro unlock, no subscription.

变现：免费无广告 + 一次性 Pro 解锁（PDF 导出、多币种、统计、小组件等高级功能），后续可考虑买断制或家庭共享授权。

MVP：2 周内做 iPhone 端本地分账：创建共享账本、录入支出、实时余额与谁付谁、通过 iCloud/CloudKit 链接分享；先不做账号和后端。

竞品：Splitwise、Tricount、Settle Up、Splid、Google Sheets/Excel

摘要：发帖人因用 Excel 分账繁琐且不同步，开发了无账号、无后端的 iPhone 分账应用，通过 iCloud 链接共享，免费无广告，计划用一次性 Pro 解锁变现。该需求真实且常见，但 Splitwise/Tricount 等竞品密集，付费意愿尚未被验证。