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I'm a sales guy, not a developer. I just shipped a paid SaaS with AI in about a week. 9 things I learned (and what I almost got wrong)

Disclosure up front: I built this, it's called WhoOwnsWhat.xyz , and there's a paid plan. The post is mostly the lessons, the link is at the bottom. Why I built it I started a side project with a co-founder. Domain, Vercel, Notion, Slack, Claude: all on my card, all on my accounts. We trust each other, but on paper he owns nothing, and I had no clean way to split the bills. Before this I co-founded and sold a software agency. In due diligence, the expensive questions were never about

五维评分

付费意愿
60
需求真实度
45
个人可落地
90
竞争空间
65
新鲜度
75

AI 分析

痛点:两人或小团队做副业时,缺少清晰记录谁付了哪些费用、谁拥有域名/仓库/账号以及谁能在关键人消失后恢复权限的工具。

目标用户:独立开发者、两人合伙的副业团队、小型创业团队和软件外包合作方。

证据:there's a paid plan;I had no clean way to split the bills;who owns this domain?;who can recover this login?;Most two-person projects can't answer those either.

变现:按项目或按席位订阅付费,免费版限制资产数量/成员数,付费解锁风险提醒、拆伙模拟、创始人记录和MCP集成。

MVP:两周内做一个共享账本+资产清单MVP:记录费用并按比例分摊、生成Revolut/Wise/PayPal结算链接、登记域名/仓库/托管账号的Owner/Payer/Backup admin/Recovery email,并对单管理员或个人邮箱恢复做风险提示。

竞品:Splitwise、Open Collective、Settle Up、Notion模板、联合创始人协议模板生成器

摘要:一名销售背景的非开发者用AI约一周上线了付费SaaS WhoOwnsWhat.xyz,解决两人副业团队分摊账单、资产归属、账号恢复和拆伙风险。产品包含共享账本、资产清单、风险提醒、拆伙模拟和MCP服务器,并有付费计划,但帖子未披露收入或外部用户付费证据。