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I built a free app to split cabin/ski trip costs between families (kids pay half, one transfer per family)

Every winter we rent a cabin with 3–4 other families. Splitting the costs was always a spreadsheet mess: kids pay half, one family comes a day later, someone paid the deposit for everyone, and then 12 people send each other money. Splitwise and Tricount split per person, so I built Spolu, where the family is one unit: each family enters adults and kids, you choose per person / per family / kids at half / custom ratio, and at the end you get the fewest transfers between families plus a payme

五维评分

付费意愿
20
需求真实度
35
个人可落地
92
竞争空间
28
新鲜度
55

AI 分析

痛点:多个家庭合租度假屋、滑雪屋时,费用分摊规则复杂:小孩半价、某家晚到一天、某家先垫付押金,Splitwise 只能按人头平摊,最后结算要 12 个人互相转账

目标用户:欧美冬季滑雪、夏季度假屋合租的多家庭群体组织者(3–5 个家庭、10 人以上)

证据:Splitwise and Tricount split per person, so I built Spolu, where the family is one unit... at the end you get the fewest transfers between families plus a payment QR code your bank app scans... it's a PWA, free, no ads, no limits. I made it for my own family and it's a side project.

变现:免费版引流 + 高级版(多币种、无限行程存档、导出结算 PDF、押金托管提醒)订阅;或与度假屋租赁平台/滑雪场做联盟返佣;对组织者可做一次性「行程结算」付费

MVP:做一个纯前端 PWA:建立一个行程,录入家庭→成人/儿童数,规则选择(按人头、按家庭、儿童半价、自定义比例),自动计算最少转账笔数并生成 EPC/GiroCode 二维码,离线可用,全部数据存本地 localStorage,2 周内可上线

竞品:Splitwise、Tricount、Settle Up、Google Sheets 手工表格

摘要:开发者因自家多家庭合租度假屋时分摊费用麻烦,用业余时间做了免费 PWA「Spolu」,以家庭为单位结算并生成欧洲银行 EPC/GiroCode 二维码,以减少转账笔数,且支持离线。产品免费、无广告、无限制,帖中没有任何付费意愿或收入数据,且直接面对 Splitwise、Tricount 等成熟竞品,变现空间有限;但「家庭为单位 + 欧洲本地支付二维码」的细分差异确实存在。