Sick of 10dollar/mo budgeting apps selling your data? I built a 100% offline expense parser with ZERO internet permissions. Need closed testers (will test your app back!)

reddit SideProject · 原文链接 ↗ · 55 分

Hey everyone, Like many of you, I got completely fed up with personal finance apps demanding $10–$15/month subscriptions, disconnecting bank logins via Plaid every two weeks, and packaging user financial habits behind the scenes. So I built LedgerShield —a completely local-first expense tracker built on three strict principles: Zero Internet Permissions: The app doesn’t even have android.permission.INTERNET declared in the manifest. It is physically impossible for your financial data to leave your device. Automatic Parsing via Push Alerts: Instead of painful manual logging

五维评分

AI 分析

痛点：用户厌倦每月10–15美元的记账订阅、Plaid银行连接频繁断连，以及财务数据被暗中利用，需要完全本地、无需联网的自动记账工具。

目标用户：注重隐私的Android用户、不想订阅或不愿把银行账户交给第三方聚合服务的个人记账用户。

证据：I got completely fed up with personal finance apps demanding $10–$15/month subscriptions, disconnecting bank logins via Plaid every two weeks, and packaging user financial habits behind the scenes. / I need testers for the mandatory 14-day closed testing track on Google Play.

变现：一次性买断或付费下载（如5–10美元），也可免费+本地高级功能内购（多账户、批量OCR、导出），避免订阅制以贴合目标用户的反订阅偏好。

MVP：2周内做一个Android MVP：不声明INTERNET权限，使用NotificationListener监听银行通知，用正则规则解析成账本，本地SQLite存储，支持CSV导出，ML Kit本地OCR扫描收据并匹配交易。

竞品：Bluecoins、Money Manager、Cashew、Ivy Wallet、1Money

摘要：开发者因不满10–15美元/月的记账应用订阅、Plaid每两周断连和隐私问题，做了完全离线、无INTERNET权限的LedgerShield，通过通知监听+正则自动解析银行提醒，并用ML Kit本地OCR识别收据。目前在Reddit招募14天Google Play封闭测试，尚无收入或明确付费验证数据。