AI 分析
痛点:投资者难以判断哪些股票分析师真正靠谱,跟错分析师导致亏损,需要一个按预测准确率评分并筛选分析师的平台。
目标用户:散户投资者、主动交易者,以及希望靠准确率获客并变现的股票分析师。
证据:I messed up epically with some high risk bets that didn’t work out, including one pick from an analyst I didn’t know was not much good. I needed something like this to help me figure out a) which analysts are worth listening to, and b) which stocks to buy based on their ratings. TipRanks has scored analysts since 2009 and Benzinga sells accuracy scores through an API, so this isn’t entirely new. The difference here is that analyst incentives are aligned with that of investors through a subscription.
变现:订阅制:向投资者收取分析师准确率评分/筛选服务费;未来可向分析师收取分成或认证费,并提供API。
MVP:2周内可先抓取公开分析师评级与价格目标,按到期日自动对照股价涨跌生成简单准确率积分榜;提供按股票筛选分析师、邮件提醒和基础排行榜,先不做实时行情和复杂评分。
竞品:TipRanks、Benzinga
摘要:这是一个 Show HN 项目,让分析师发布带到期日的目标价并按实际股价表现打分,试图用订阅制对齐分析师与投资者利益。创始人因跟错分析师亏损而做此产品,但 HN 热度仅 6 分/6 评论,且 TipRanks 自 2009 年已做分析师评分、Benzinga 也卖准确率 API,竞争激烈且需求未验证。