reddit · SaaS · 10-25 16:50 52 分 ← 返回列表

I built a COI and W-9 tracker for subcontractors. What would you check first before trusting it?

I’m building TradeProof for general contractors. Subs upload their certificate of insurance and W-9 through a secure link, with no account needed. On the Pro plan, AI reads the certificate and checks the limits, additional insured wording, and expiration dates. The dashboard shows who is compliant and who is missing paperwork. I’m early, and I’d value critique on the onboarding and the pricing page more than praise. What’s unclear? What would stop you from trying it? Disclosure: I built t

五维评分

付费意愿

需求真实度

个人可落地

竞争空间

新鲜度

AI 分析

痛点：总承包商需要反复人工催收分包商的 COI 保险证明和 W-9，还要逐份核对保额、附加被保人条款和到期日，容易漏检并带来合规与赔付风险。

目标用户：中小型总承包商、建筑公司的项目合规或财务运营人员，以及需要管理大量分包商的分包合规专员

证据：Subs upload their certificate of insurance and W-9 through a secure link, with no account needed. On the Pro plan, AI reads the certificate and checks the limits, additional insured wording, and expiration dates. The dashboard shows who is compliant and who is missing paperwork.（附 Pro 付费档，但全帖无用户数、收入或他人付费原话）

变现：按分包商数量或项目数量做月度/年度订阅，基础档收上传与到期提醒，Pro 档收 AI 保额与条款校验；可加收人工复核或代催收分包商的服务费。

MVP：2 周内做：免登录上传链接（分包商零注册）+ 用现成 LLM 解析 PDF 提取保额、到期日、additional insured 关键词 + 到期与缺件邮件提醒 + 一个合规状态看板；AI 结果先标“疑点待人工确认”以规避误判责任。

竞品：myCOI、TrustLayer、Billy、Jones、Certificial、SmartCompliance

摘要：开发者自建 TradeProof，让分包商通过免登录链接上传 COI 和 W-9，Pro 档用 AI 读取保额、附加被保人措辞与到期日，并在看板标出谁合规、谁缺件。帖子只求 onboarding 与定价页反馈，未披露任何用户量、收入或其他人的付费意愿。建筑保险合规追踪是已被 myCOI、TrustLayer、Billy 等验证但相当拥挤的赛道。