reddit · SideProject · 09-22 04:50 47 分 ← 返回列表

I built a portfolio tracker for tech workers/casual investors like me — RSU comp, multiple accounts, no idea what it all adds up to & what's working

I work in big tech and it was always difficult for me to have a clear view on how much all my RSUs, ESPP, DPSP, and investment accounts added up to and to have one consolidated P&L number. I trade across my TFSA, RRSP, and cash accounts that are spread across IBKR & Questrade so it can get confusing :') I also find that other investment trackers are so bloated and technical so it's hard to get straightforward insights for a casual investor like me. I built https://portfoliot

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付费意愿

需求真实度

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竞争空间

新鲜度

AI 分析

痛点：科技公司员工的 RSU/ESPP/DPSP 与多个券商账户（IBKR、Questrade）分散，难以汇总成一个统一的资产与盈亏视图。

目标用户：持有 RSU/ESPP 的科技从业者，以及账户分散在多个券商、想要简单洞察的散户投资者（尤其加拿大 TFSA/RRSP/DP 用户）

证据：I work in big tech and it was always difficult for me to have a clear view on how much all my RSUs, ESPP, DPSP, and investment accounts added up to and to have one consolidated P&L number. ... other investment trackers are so bloated and technical so it's hard to get straightforward insights for a casual investor like me.

变现：Freemium 订阅制：免费版限账户数量/手动录入，付费版解锁 AI 洞察、周度回顾、多账户与报告导出；也可做一次性买断的本地优先版本。

MVP：2 周内做一个本地优先（不上传券商）的聚合面板：支持 CSV/PDF 导入券商对账单 + 手动录入 RSU/ESPP 授予与归属计划，输出统一总资产、持仓与盈亏视图，外加一个简单的周度变化摘要。

竞品：Sharesight、Kubera、Monarch Money、Empower (Personal Capital)、Wealthica、Yahoo Finance/Google Sheets 模板

摘要：一位大厂员工因 RSU/ESPP/DPSP 及 IBKR、Questrade 多账户难以汇总统一盈亏，自建了 portfoliotracker.app，提供统一面板、AI 洞察、交易日志与周度回顾，并强调不连接券商、数据本地可控。帖子未出现付费意愿原话或收入数据，仅提供免费终身 Pro 名额，属红海赛道中的细分切入。