reddit · SideProject · 11-08 22:50 53 分 ← 返回列表

I built a site that checks medical bills for mistakes. Looking for feedback

I built MedResolve AI. You upload a medical bill, and your insurance EOB if you have one. It checks: - whether the bill asks for more than your insurance says you owe - whether the charges add up to the total - duplicate charges - whether the bill was sent to insurance at all - out-of-network and surprise billing - whether you might qualify for the hospital's financial assistance Then it tells you what to ask for when you call the billing office. This week I tested it on 19 re

五维评分

付费意愿

需求真实度

个人可落地

竞争空间

新鲜度

AI 分析

痛点：美国医疗账单中普遍存在的重复收费、总价不对账、超出保险认定应付额、未提交保险、网络外/惊喜账单等错误，普通患者看不懂也无力核对，往往多付钱。

目标用户：收到大额或意外医疗账单、有商业医保的美国患者及家庭；其次是帮父母处理账单的子女、患者维权/福利机构。

证据：This week I tested it on 19 real bills people had posted online and found a lot of problems. ... The check is free. If you have a bill you're unsure about, I'd appreciate you trying it and telling me what was wrong or confusing.

变现：免费基础检查获客，按追回金额抽成（如节省金额的20-25%，对标Goodbill模式）；或月费订阅解锁无限账单+谈判信件生成；企业端可卖给HR福利平台、患者维权机构做白标API。

MVP：2周MVP：上传账单图片/PDF+可选EOB → OCR提取行项目 → 规则引擎做加总核对、重复项检测、与EOB应付额比对、识别网络外/可申请财务援助 → 输出一页『打电话给账单办公室该问什么』的中文/英文话术清单，先不做自动谈判。

竞品：Goodbill、Resolve Medical Bills、Claimable、HealthLock、各保险公司自带的账单审核功能

摘要：独立开发者在 r/SideProject 发布 MedResolve AI，用户上传医疗账单和EOB，自动核查超收、重复收费、加总错误、未走保险、网络外/惊喜账单及财务援助资格，并生成电话沟通话术。他在网上公开的19张真实账单上测试并发现多处错误（如把拒赔当应付款、误判医院、OCR读错数字），已修复。目前检查完全免费，帖中无任何付费意愿或收入数据，属于真实痛点+早期验证阶段，变现路径与竞品（Goodbill等按节省抽成）已被验证但竞争不弱。