reddit · SideProject · 11-02 13:50 51 分 ← 返回列表

I built a bank statement converter that proves each line against the running balance. Help me break it

Most PDF-to-Excel converters hand you a table and hope. Mine checks every line against the balance printed on the statement and gives the statement a status: Verified, Partly verified, Needs review or Unverified. If one digit is misread, the running balance jumps and the row gets flagged. It runs in your browser tab (parsing and OCR), no upload of the file. Reads PDFs, scans, CSV, XLSX, OFX, QIF, MT940, camt.053. No page limit; Free is 10 files at once and CSV of the first 25 rows.

五维评分

付费意愿

需求真实度

个人可落地

竞争空间

新鲜度

AI 分析

痛点：银行流水 PDF 转 Excel 时识别错误无人校验，导致对账数据不可信；开发者用「逐行比对账面余额」自动标记可疑行来解决这个信任问题。

目标用户：需要把银行流水导入记账/对账系统的会计、bookkeeper、自由职业者、报税人员和小企业主

证据：Most PDF-to-Excel converters hand you a table and hope. Mine checks every line against the balance printed on the statement and gives the statement a status: Verified, Partly verified, Needs review or Unverified. ... Free is 10 files at once and CSV of the first 25 rows.

变现：订阅制 SaaS：免费额度（如每月 10 份/仅前 25 行导出）引流，付费解锁无限文件、完整导出、批量处理与多格式（MT940/camt.053）支持；可加按次付费或面向会计事务所的团队席位。

MVP：两周内只做一种最痛的场景：浏览器端本地解析单栏 PDF 银行流水，做「余额连续性校验 + 异常行高亮 + 导出 CSV」，用 3-5 家主流银行模板打底，其余走人工反馈补充；先不做 OCR 扫描件和多格式。

竞品：Adobe Acrobat Export PDF、Smallpdf、Docparser、BankStatementConverter.com、ChatGPT/LLM 直接解析 PDF

摘要：开发者发布 tallyscope.app，一个在浏览器本地解析银行流水（PDF/扫描件/CSV/XLSX/OFX/QIF/MT940/camt.053）并逐行对照账面余额校验的转换器，每份流水给出 Verified / Partly verified / Needs review / Unverified 四种状态，宣称免费额度为一次 10 个文件、仅导出前 25 行 CSV。帖子本质是求测试反馈的发布贴，未出现任何付费原话或收入数据，需求验证仍依赖后续用户回复。