reddit · SideProject · 09-22 01:50 54 分 ← 返回列表

I Built a Streamlined Bill Tracker in Google Sheets with No Bloat or Useless Junk

There are so many different bill trackers available from online shops like Etsy, Gumroad, and more that look really useful at first glance. But upon closer inspection you realize that many of them are full of bloated features and useless junk that most people never need to use. When it comes to tracking the bills you need to pay, there are only a few things you need to focus on, and all of those things are quite basic. Strip out all the useless junk and it becomes a simpler, more efficient

五维评分

付费意愿

需求真实度

个人可落地

竞争空间

新鲜度

AI 分析

痛点：现有账单追踪工具（模板/App）功能臃肿、塞满用不上的分类和视图，用户其实只需要知道「欠谁、欠多少、何时到期」

目标用户：每月固定要付多笔账单的普通上班族、个人理财新手，以及在 Etsy/Gumroad 上购买数字模板的买家

证据：There are so many different bill trackers available from online shops like Etsy, Gumroad, and more that look really useful at first glance. But upon closer inspection you realize that many of them are full of bloated features and useless junk that most people never need to use. ... You just need to focus on who you owe, what you owe, and when it’s due.

变现：在 Etsy/Gumroad 以 5–15 美元一次性售卖极简 Google Sheets 账单模板，做多语言/多币种版本和捆绑包；后续可升级为 3–5 美元/月的轻量提醒 App（短信/邮件到期提醒）

MVP：用 Google Sheets 做单页模板：账单名称、金额、到期日、状态、自动高亮逾期与 3 天内到期，加上 Apps Script 定时邮件提醒和手机端友好的窄列布局；一周内可完成，第二周用于在 Etsy/Gumroad 上架并做 3–5 个变体（月付/双周付、家庭共享版）

竞品：Etsy/Gumroad 上的各类 Bill Tracker 表格模板、Rocket Money、YNAB、Tiller Money、Google Sheets 官方预算模板

摘要：作者在 r/SideProject 发布了一个极简版 Google Sheets 账单追踪模板，核心论点是 Etsy、Gumroad 上大量同类模板「功能臃肿、塞满无用选项」，而用户真正只需要记录欠谁、欠多少、何时到期。帖子本身没有任何收入数据或他人付费意愿的原话，但侧面印证了该品类已有成熟付费市场（Etsy/Gumroad 模板生意），属于低门槛、高竞争、低客单价的机会。